The average bank fee for overdraft protection is $33. Make the mistake of not having enough money in your account when you write a check or buy something with a debit card, and you could pay a few hundred dollars in a year if you’re really forgetful. Big and small banks make money off big […]
Figures from the Consumer Financial Protection Bureau (CFPB) show that about 70 million people”more than a quarter of adults in the United States”either have a debt in collection or have been contacted about one. Some of those people are wrongly contacted by debt collectors. Reasons include contacting the wrong person for the wrong amount, or […]
Are you interested in the idea of minimalism, but unsure of where to start? Consider the following… Get your family on board. You’re fighting a losing battle if only one person in your household wants to minimize. Chat with your spouse, kids or roommate about why a minimalistic home space is important. Once everyone is […]
When it comes to painting your space, there are myriad options: bright and sunny yellow, the classic eggshell white, a soothing blue or a fresh green. But one color you shouldn’t overlook when painting is gray. Below are five reasons why. It matches. Gray is a fluid, flexible color that pairs well with a large […]
While we all know water is essential for our health, not all of us enjoy chugging those recommended eight daily glasses. Or maybe it’s your child who refuses to drink plain old water. Below are a few tips to help you up your water intake. Add flavor. A squeeze of citrus, fresh mint or a […]
Do you dream of a light, airy living space? Achieve the desired effect with these simple tips: Paint it white.Two coats of white paint will turn your living space into a year-round winter wonderland. Minimize.Cut clutter by adding hidden storage systems. Minimize furniture to a handful of necessary pieces. Add mirrors. In addition to wall […]
Children are often oblivious to the many dangers around them. Accidents in the home are a leading cause of injury and death among children. Here are a few ways to childproof your home and keep your little one safe. Potential Hazards Look at your home from a babys or toddlers perspective. Ask yourself: What would […]
Keeping track of every single dollar you spend can be difficult, no matter how closely you track your spending and monitor your bank accounts. Automatic payments from your checking account to pay for a gym membership, for example, can be forgotten and leave a checkbook unbalanced. But besides accounting for where your money goes, there […]
Some first-time buyers are surprised by the full cost of homeownership. To prepare your budget, consider these extra costs: Closing costs typically total 2 – 5 percent of the purchase price and are in addition to down payments. Homeowners insurance costs an average of around $1,000 a year, but prices vary. If in a flood […]
Your investing style and tolerance for risk can help determine what type of stock mutual funds you invest in. The two main types of funds ” growth and value ” have different characteristics that can match your investing style. Owning a mix of both funds is probably a smart move, but it can still be […]
