If you want the best possible mortgage loan, youll need a good credit score. Try increasing your score with these simple steps: Pay all your bills on time. Late or missed payments can impact your score for years. Pay off debt and keep credit card balances low to improve your credit utilization ratio. Dont close […]
While world peace is a great idea, if you want to add a touch of calm to your life, begin with your bedroom. Your room isn’t merely the place to rest your head, it’s where you wake, and the vibe of your room can set the tone for the rest of your day. Below are […]
Do you have a blank wall with no idea what to put on it? Rethink the boring family photo with these interesting ideas. Get wordy. Whether youre a logophile or are just looking to amp up the playful vibe of your space, adding large text to your wall can be innovative and inspirational. You can […]
Here are some of todays trendiest types of high-end tiles! Travertine This strong but porous tile is a classic option for lavish floors inside the home or on the terrace. Marble Marble floors will add instant luxurious appeal to any room and can come in a variety of colors. Terrazzo A composite material that originated […]
If you want to make an important purchase but do not currently have the money, you dont necessarily have to put things on hold. If you own a house and have been paying your mortgage for several years, you may have enough equity to qualify for a home equity line of credit, or HELOC. Before […]
Investment in home improvements can produce great returns, if you put your dollars in the right place. How should homeowners invest to reap the highest returns? Start with projects that cost relatively less, as illustrated in this infographic. Published with permission from RISMedia.
Programmable thermostats let you set the temperature in your home and have the thermostat change it based on the time of day. What makes them ‘smart’ is that they can learn from your behaviors, let you control the climate remotely, show you energy consumption in real-time and even adjust themselves based on conditions like humidity. […]
Here are the defining features of French Provincial homes… Stone, Brick and Slate The exterior of this architectural style can be immediately recognized by its stone or brick faade and slate roof. Symmetrical Windows Multi-paned windows are commonly featured in French Provincial style architecture and are typically arranged symmetrically. Rustic Warmth Exposed wood beams, weathered […]
Music is an integral part of life from an early age. Parents sing and play soothing music for babies to help them fall asleep. Music can help with intellectual development. When children begin preschool, teachers sing songs to help them learn about letters, colors, animals and a host of other topics. Music can help children […]
An emergency fund should cover disasters such as a job loss, sudden illness, broken car or other catastrophe that can leave you without money or the means to work for a while. Knowing how much money to save depends on a few factors. Here are some to consider: Insurance Life, health, auto and supplemental insurance […]
