Nowadays, it seems like just about everyone has a smartphone. Even young kids want them, and parents receive conflicting advice on whether phones are appropriate for children. Smartphones have advantages for kids, but there are potential pitfalls that parents need to take seriously. Benefits of Smartphones Having a smartphone is an easy way for families […]
Everyone who takes out a mortgage hopes to be able to make payments on time, but life sometimes gets in the way. A job loss, an unexpected expense, or an illness or injury can wreak havoc on a familys finances. A mortgage that converts from a fixed- to an adjustable-interest rate can cause mortgage payments […]
Should you prioritize paying off debt or saving for retirement? If youre younger and have high-interest debt, tackle that first and pay beyond the minimum monthly rate. Youll be able to stop wasting money on interest and then focus on long-term goals. If you have low-interest debt but little retirement money, contribute to a 401(k) […]
Looking to cut your energy costs? It can take years for a new, more energy-efficient refrigerator or other major appliance to pay for itself in savings on a utility bill. If that’s the path you want to take, this Energy Star calculator can estimate the amount of money saved by replacing an old fridge with […]
Published with permission from RISMedia.
The entrance of your home says a lot about your character, from interior design to overall aesthetics. Below are some helpful tips for making sure your space wows you and your guests every time. Kill the clutter. Clutter is a huge no-no in your entryway, as it impacts the entire vibe of your space from […]
Here are five fashionable looks that bring endless charm outside. Cottage Garden Cottage gardens are all about the hardscaping. Meandering paths surrounded by flowers can be complemented with wrought iron furniture. Tropical Paradise Lush plantings and exotic patterns are the key to creating a backyard area that feels Caribbean cool. Moroccan-Inspired Mosaic tiles, suzani textiles […]
Found money is a gift. And with the internet, it’s easier than ever to find it. Unclaimed assets may be sitting somewhere in your name, waiting for you to find and claim them. With some simple online searches, you can look for unclaimed money in seconds and possibly find a windfall. Unclaimed money can come […]
For $600 or so a year, plus a service fee of around $75 every time you ask for repair, a home warranty can be an inexpensive way to have peace of mind as a new homeowner. Home warranties cover breakdowns in a home, from HVAC systems to appliances. A broken water heater can be repaired […]
Here are a few exciting features that kids will love having in their rooms. Built-In Bunk Beds Theyre a practical use of space, and you can add a trundle bed underneath for sleepovers. Climbing Wall Easy enough for any avid DIYer to install, give kids an exciting way to burn energy while improving problem-solving and […]
