Here are four ideas to keep in mind when designing a home that embodies understated luxury. Keep It Casual Above all else, your living area should feel comfortable and functional rather than overly decorative. Muted Tones Shades of white and gray or natural earth tones are ideal for a low-key ambience. Quality Materials Casual luxury […]
If youre buried by credit card debt, a negotiated debt settlement with your creditor may be worth checking into. Negotiated debt settlement is a general term for discharging debt in a way that appeals to the credit card holder and the cards issuer. Its best to negotiate from a position of strength by not having […]
The value of your home is influenced by price, time, and market conditions. As your local real estate professional, my goal is to assist you in the determination of the value of your home by giving you current, factual data on the market conditions and the average market time for homes in your area. This […]
A debit card can be your worst enemy when it comes to identity fraud. Credit and debit card fraud totaled $4.5 billion in 2016, according to a report by iovation, a provider of digital intelligence for fraud prevention. A debit card can be a smart way to shop if you dont want to carry cash […]
Here are a few beloved lawn games the whole family can enjoy! Bocce Ball Though commonly played on the lawn, bocce is traditionally played on a court that can give an elegant look to any yard. Croquet A manicured lawn set up with croquet wickets might look formal, but in reality, its a laid-back game […]
The typical credit card charges about 16 percent interest per year on balances, effectively adding $16 to each $100 in expenses that are left on a credit card. Some charge as much as 29 percent if youre late on a payment and have to pay penalty interest. Avoiding a credit card balance by paying the […]
Children learn by observing others around them, particularly their parents. Kids often imitate what they see adults do, whether its positive or negative. If you would like your children to be polite and respectful and to follow rules, demonstrate those behaviors in your own interactions with others. Teach Kids to Communicate RespectfullyChildren learn how to […]
Here are a few tips for designing the perfect space for learning at home. Set Up for Success A designated workspace with a desk, proper materials and good lighting will create a separate environment perfect for learning away from the rest of the house. Recreate the Classroom Try to create a learning environment that theyre […]
For many of us, a good night’s sleep can be elusive, especially when it comes to snagging deep, thorough hours. Before you turn to a medication, consider your pre-sleep habits. Pluck out any contenders for disruption (scrolling social media while you lay in bed?) and try a few of the following: Power down. By now […]
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